Switzerland: Fintech 2026

International Comparative Legal Guide (ICLG), 10th Edition, 2026 Journal

The ICLG Fintech Guide 2026 - Switzerland provides a comprehensive overview of the Swiss legal and regulatory framework relevant to fintech businesses. It focuses in particular on the types of fintech businesses currently active in Switzerland, highlighting trends in blockchain, DeFi, AI applications, and sustainable finance. The guide also outlines various funding options available to fintechs, including venture capital and crowdfunding, and sets out ways for new market entrants to get started in a compliant manner. Furthermore, it provides key pointers on the practical implications of the technology-neutral approach of Swiss regulation, going into detail on the applicable laws such as the Banking Act (BankA), the Financial Institutions Act (FinIA), the Financial Market Infrastructure Act (FinMIA), the Financial Services Act (FinSA) and the Anti-Money Laundering Act (AMLA).